Insurance & Protection Planning

Protecting What You’ve Built. Planning for What Comes Next.

Our insurance specialists work alongside clients and their financial advisors to identify protection needs and develop strategies around the bigger financial picture—from business protection and wealth preservation to executive retention and supplemental retirement income.

Talk to Our Insurance Team

^{How We Help}Explore our areas of expertise.

Select an area below to learn more about how insurance can fit into a broader planning strategy.

For business owners, insurance can play an important role in preparing for ownership transitions and protecting the value of a business. We work with clients and their advisors to incorporate insurance into succession and buy-sell strategies, helping provide funding for planned or unexpected ownership changes.
A company’s success is often closely tied to a handful of key people. We help identify the financial impact of losing critical employees, owners, or executives and explore insurance strategies designed to help protect the organization. Insurance can also be incorporated into broader executive retention and compensation strategies.

Insurance can provide families with additional flexibility when transferring wealth between generations. We help clients explore strategies designed to replace wealth transferred to a business, charity, or other beneficiaries while helping create a more equitable distribution of assets. Even high-net-worth families can face federal estate tax considerations, making thoughtful planning an important part of preserving wealth.
For high-income individuals, traditional retirement strategies may not address every long-term planning goal. Our team explores insurance-based strategies that may complement existing retirement plans and provide supplemental retirement income. These strategies are evaluated within the context of the client’s broader financial plan and long-term objectives.

^{Why Work With Us}Specialized Expertise. Collaborative Planning. One Team.

Insurance decisions rarely stand alone. Our specialists work directly with clients and alongside their trusted Osaic financial advisors to bring insurance expertise into the broader financial planning conversation.

Our approach is relationship-driven, not product-driven. We help identify needs, evaluate strategies, explain options clearly, and coordinate implementation around what matters most to each client.

More expertise on your team.
A complete view of the financial picture.
A coordinated approach to implementation.

^{Experience & Reach}Experienced Guidance. Broader Reach.

Across four financial professionals, our team brings more than 90 years of combined financial services experience serving individuals, business owners, physicians, executives, and multigenerational families.

We are licensed in California, Colorado, Florida, Louisiana, Michigan, Nevada, and Texas, with virtual meetings available throughout those states and with in-person availability throughout our Texas markets and additional support for larger cases on a case-by-case basis.

4
^{Financial Professionals}

100+
^{Years of Experience}

4
^{Office Locations}

7
^{Licensed States}

Typical Opportunity Guidelines

Life Insurance — $1 million+ death benefit | Long-Term Care — $50,000+ premium

Initial conversations help determine whether a referral is a good fit for our team.

^{Meet Our Insurance Specialists}The People Behind the Planning

Our specialists bring different backgrounds, experiences, and perspectives to every client relationship. Get to know the professionals who work alongside our advisors and clients.

Tricia

Tricia brings more than 30 years of financial services experience working with individuals, business owners, physicians, and multigenerational families. Her relationship-driven approach and broader planning experience inform her insurance work.

Why she does it: Her philosophy is grounded in putting relationships first and helping clients build lasting financial security.

Juanita

Juanita has worked directly with clients since 2004, helping individuals and business owners identify insurance solutions aligned with their goals. Her experience includes extensive face-to-face client work and a practical, relationship-driven approach.

Why she does it: Her perspective on insurance has been shaped by personal experiences that reinforced the importance of having protection in place before it is needed.